With all of the financial hits I have taken over the last several months I can finally say that the emergency fund has been restored and I am able to move money into savings. This has restored my confidence that I will be in a positive financial situation to make the move to Florida a comfortable one. There will be so many up front costs involved in making this move besides that fact that I have reduced the amount of stuff to move significantly. Based on my calculations it will cost 3800.00 to move our stuff by using Uhaul’s PODS. I will need 2 small pods. To move one car will cost about 1500.00. We will have to put down a deposit and first months rent on an apartment in Tampa which in my estimate should cost around 2500.00. We will have to set up utilities once we get there which should be minimal. We have to change our drivers licenses and work certifications which will be quite expensive. And then there is the drive from Oregon to Florida which in my estimation should take around 8-9 days which we will be spending money on hotel rooms each night, paying for meals each day and of course the cost of fuel. In my estimate I need to budget a minimum of 10,000.00 to make this move happen. Right now between savings and emergency fund I am sitting at around double that amount right now. I want to increase this amount by another 5000.00 before we leave as I am not sure how long it will take to find a job there, but I do anticipate it happening pretty quickly. Sharon is trying to setup a transfer with company she works for and as for me I still have a pension check coming in each month and with my background should not have a problem finding a job in the Security field.
Why is this move so vital right now? It will bring us closer to our grandchildren, my pension will not be taxed, we will be selling our house in an upmarket and be able to find a smaller home and reduce what we owe on a mortgage by at least 50,000.00 dollars thus bringing us closer to freedom. Although renting for a year is a waste of money I should be able to recoup the loss by finding a great deal on a nice piece of property with a small home. It may even be possible to purchase something with cash at that point.
Sharon should be able to cut back here work schedule at this point and I will continue to work full time as we will need to maintain affordable medical insurance. But i will be looking for alternatives to this as there are many affordable plans out there that are setup for groups.
So all in all the current State of the Plan is good and the move at this point is a green light. This whole post is probably of little interest to most people reading it, but it is my way of re-enforcing my dreams and plans. These things must be written down and reviewed on occasions to sometimes support all of the efforts it takes to make them happen. Every now and then we ask ourselves Why?
My numbers are still high this morning, but this will soon change in the next couple of days. Today is Saturday and I will be paying a visit to see my favorite organic farmers at the Saturday Morning Farmer’s Market here in Oregon City. Today I will be picking up 2 heirloom tomato’s to replace the two that I planted too early and are not doing so well along with a few herbs to get the herb garden started. I will be working in the garden today and this will bring me much happiness and keep me active most of the day.
Blood Sugar- 127, Weight- 174.4
NO WORKOUT TODAY
Lunch- Burger, Salad
Dinner- Lobster, Salad